Below are the numbers for March, including what we spent.  We were in the Bahamas for the entire month.

Yes!  Another low month!  We are loving the Bahamas and are budget is loving it too.  Here we go:

Days under way: 14

Nautical miles covered: 311.89

Number of countries: 1 (Bahamas)

Nights at anchor: 30

Nights on a mooring: 1

Expenses:

Groceries/Non-food Groceries: $175.53

Diesel/Gasoline: $64.00 (15 gallons in Rock Sound, Eleuthera)

Medical: $90.00 (prescriptions)

Cell phone and internet (2 phones, iCloud storage, Garmin inReach subscription, and myislandwifi because the T-Mobile service is so slow in the Bahamas): $219.26.

Ice: $9.00

Restaurants/Entertainment: $118.00

New York Times subscription: $20.20

Mooring ball for one night: $25.00

Non-Owners Auto Insurance policy for six months: $74.80

Random: $22.88.  Trash disposal in Georgetown, one Kindle book, and plastic scrapers.   

Total: $818.64

September, 2018 through March 2019 monthly average: $4,055.33

Below are the numbers for February, including what we spent.  We crossed to the Bahamas on February 3rd and have been there ever since.

Now that’s more like it!  Nothing like spending most of the month in uninhabited places to keep the cash outflow down!  March should be even better because we won’t have the extra grocery provisioning that we did before leaving Florida, and we also won’t have the check-in fee.  Here we go:

Days under way: 14

Nautical miles covered: 282.43

Number of states: 1 (Florida)

Number of countries: 1 (Bahamas)

Nights at anchor: 28 – our first month where we anchored every night.

Expenses:

Groceries/Non-food Groceries: $327.85

Diesel/Gasoline: $120 (we topped off in Lake Worth and also paid $5/gallon in Hope Town for 15 gallons)

Cell phone and internet (2 phones, iCloud storage, Garmin inReach subscription, $10 in Skype credit, and myislandwifi because the T-Mobile service is so slow in the Bahamas): $247.63.  This will go down next month because we had to pay $50 for the myislandwifi router.

Mail: $5.00

Water: $14.10 (approximately .35/gallon in Hope Town for R/O water)

Ice: $4.50

Restaurants/Entertainment: $90.00

Uber/Bus: $40.00

New York Times subscription: $20.20

Clothing: $32.00

DAN Boater Evacuation Insurance: $50

Check-in fee at the Bahamas: $160 (it’s actually $150 but I didn’t have the exact amount and the customs/immigration officer didn’t have change).

Random: $128.54.  This includes a haircut for Jeff, DVD’s, a book on the Abacos, and a swim noodle to replace the one that was lost.   

Total: $1,239.82

September, 2018 through February, 2019 monthly average: $4,594.78

 

Below are the numbers for January, including what we spent.  We really slowed down on the boat this month, spending the entire time in Florida. 

The cash outflow was, frankly, painful.  However, we knew that it was going to be a very high-cost month.  After debating over the course of a few months, we made the decision to switch from our hank-on jib to a roller furler.  One of the reasons we debated it for so long is because we were knew just how expensive it was going to be to make the switch.  It represents just over 50% of what we spent this month.  We also spent a lot of money preparing for the trip to the Bahamas by stocking up on groceries and extra boat maintenance parts.  Finally, we rented a car and took a trip to the west coast of Florida to visit family and friends which was an atypical expense.

We are consoling ourselves with the knowledge that our time in the Bahamas should be extremely low cost, helping to bring the monthly average down to something that is actually sustainable.  With a deep breath, here we go:

Continue reading “January by the numbers.” →

Below are the numbers for December, including what we spent.  This month we made it to Florida, starting the month near Georgetown, SC and ending in Cocoa, FL. 

The cash outflow was significantly better and much closer to what we’d like to be spending.  We already know that January will be another very high expense month, but that’s a story for another post.  

Here we go:

Continue reading “December by the numbers.” →

Below are the numbers for November, including what we spent.  This month we finally entered the ICW upon leaving Hampton, VA and made our way south to Graham Creek, SC.

The cash outflow was slightly better than last month, but it skewed high due to the need to return to Connecticut for scheduled doctors appointments for Jeff.  This meant that we left Pegu Club in a marina while we were away, rented a car, etc.  Fortunately the appointments went well and he doesn’t need to return for six months, assuming nothing changes.

We also decided to bite the bullet this month and buy a new iPad (we were using a second generation which is now our backup) and upgrade my iPhone which was on its last legs (it was an iPhone 5 that I bought used several years ago).  If it’s not obvious from the age of our old electronics, we rarely upgrade so unless they fall into the ocean we won’t be needing to buy new ones for several years.

We’re hoping that December’s numbers will better reflect what we’d prefer to spend in a typical month.  In the meantime, here we go: Continue reading “November by the numbers.” →

Below are the numbers for October, including what we spent.  This month we continued what may be the slowest cruise ever, going from Oyster Bay, NY to Hampton, VA.  The cash outflow was better than last month, but would have been less had it not been for the repairs necessitated by the unfortunate underwater dike incident in Delaware Bay.

Days under way: 11

Nautical miles covered: 455.26 nm

Gallons of diesel used: 35

Number of states: 5 (New York, New Jersey, Delaware, Maryland, Virginia).

Nights at anchor: 20

Nights on a mooring: 7

Nights at a slip: 2

Nights in a camper (at Delaware City Marina): 2

Expenses:

Groceries: $415.65

Diesel/Gasoline: $151.79.  This includes a can of TruFuel (non-ethanol gas) for the dinghy which is $20 a can.  Moving into states that sell non-ethanol gasoline at the pumps will help a lot with this.

Propane/Denatured Alcohol: $24.81.  Two propane canisters for heat and the grill, and one gallon of denatured alcohol for the stove.

Health Care: $84.47

Cell phone and internet (2 phones, one iPad data plan, iCloud storage, and a
Garmin inReach subscription): $165.61

Mail Service: $10.60.  The UPS Store charges $5.00 to have mail delivered and held.

Laundry: $31.75

Ice: $9.00

Showers: $2.00

Netflix: $11.10

Shenny annual dues: $550.  We decided to maintain our membership for another year to keep our options open for returning to our slip in Groton next summer.

Boat stuff: $2,445.09.  The repairs and a power wash to Pegu Club’s bottom cost $2,188.36.  The rest is for a ditch bag, zincs, extra cotter pins, spare bolts for the windlass, a 5 gallon diesel jerry jug, disposable gloves, 2 hanging dehumidifier bags, and some hose to make oil changes easier.

Restaurants/Entertainment: $181.84

Uber/Bus: $16.00

New York Times subscription: $40.40 (gets billed every four weeks)

Marinas: $301.  This is for one night on a mooring in Port Washington, two nights at a slip in Delaware City, and four nights on a mooring in Annapolis.

Life Insurance: $220.75.

Random: $153.88 – this amount includes new v-berth sheets (the cotton ones always felt damp), a Kindle book and a real life book, a write on/wipe off board, a collapsible push cart for groceries, two Mega Millions tickets, AAA batteries, anti-skid for the galley cupboard, two DVD’s, and tips for marina staff.

Total: $4,815.74

September/October average: $5,452.41

Below are the numbers for September, including what we spent.  To summarize where we went over the month, we cut the dock lines on Monday, September 3rd, heading first to Block Island and then to Narragansett Bay to see what Hurricane Florence was going to do.  After a few weeks a weather window to hop outside to Cape May still hadn’t appeared, so we decided to take the inside route instead down Long Island Sound.  By September 30th we had made it to Oyster Bay, NY.

Below are the numbers for September, including what we spent.

Days under way: 11

Nautical miles covered: 228

Gallons of diesel used: 9

Number of states: 3 (Connecticut, Rhode Island, New York)

Nights at anchor: 24

Nights on a mooring: 4

Expenses:

Groceries: $297.98

Diesel/Gasoline: $14.00

Health Care: $4,726.23 – this amount is a one-time Cobra payment providing health insurance coverage from October – December.  We will be signing up for Connecticut’s health exchange effective January 1st, so the cost will go down dramatically in the future.

Cell phone and internet (2 phones, one iPad data plan, iCloud storage, and a
Garmin inReach subscription): $110.99

Last pro-rated internet bill from the apartment: $9.99

Mail Service: $121.75 – this includes a $100 deposit to the UPS Store which they will draw from when we have mail forwarded to us.

Laundry: $26.00

Ice: $13.00

Showers: $9.50

Netflix: $11.10

Boat Insurance: $90 – this is a flat amount to account for the increase in our premium when we added a rider for the Bahamas and increased Pegu Club’s declared value.

Boat stuff: $318.19 – this amount is for 2 handheld VHF radios, supplies for our water catch, a 12v plug inverter to recharge the computer, carabiners and lines to make a dinghy hoist, ten oil diapers, a 5 gallon collapsible water jug, a chain hook, two velcro wraps, electric cable anti-chafe, two fuses, and a 9v battery for the multimeter.

Restaurants/Entertainment: $79.60

Uber/Bus: $30.83

New York Times subscription: $20.20

Marinas: $58.49

Auto Insurance: $51.36 – this is the difference between the refund for cancelling our policy when we sold our car and the premium for our non-owner policy which will keep us out of the high-risk pool should we purchase another car in the future.

Annual subscriptions: $82.79 – This is a one-time annual payment to upgrade our PredictWind app and a one month upgrade for our SailFlow app.

Random: $17.08 – this amount includes dominoes game, a tea kettle to replace the one that broke, and other miscellaneous amounts

Total: $6,089.08