September by the numbers.


Another excellent month for the budget!  Can we make it three in a row next month?  We’ll see.

In September we moved from Port Washington, NY to Annapolis, MD where we are settled in for a few weeks.  The plan is to work the entrance gates at the boat shows before we start heading south in earnest.

We read that the anchorages in Annapolis get extremely crowded during the boat shows with employees and attendees, so we found a reasonably priced marina and decided to move into a slip for three weeks.  It’s weird not being at anchor, but it certainly is convenient to be able to step off the dock and take a shower whenever we want!  We also won’t have to worry about other boats dragging into us if the weather pipes up while we are working.  Peace of mind = money well spent.

Here we go:

Days under way: 7

Nautical miles covered:  275.88

Number of States: 2 (New Jersey, Maryland)

Nights at anchor: 20

Nights on a dock: 10 (including 5 free)



Groceries/Non-food Groceries/Alcohol: $584.06

Diesel/Gasoline: $30.13

Denatured alcohol for the Origo: $16.95

Medical: $121.00

Cell data, iCloud storage, and Garmin inReach subscription: $87.74

Laundry: $15.50

Showers: $2.00

Amazon Prime: $12.99

Restaurants/Entertainment: $209.36

Uber: $21.84

New York Times subscription: $20.20

Non-owner auto liability insurance: $62.30 (one time payment for six months of coverage)

Marinas: $510 (three weeks in Annapolis, paid in advance)

Boat stuff: $189.29 (Aqua Maps, dinghy nav lights, starboard, tiller extension, dinghy line, stuff sack)

Clothing: $105

Subscriptions: $33.30

Random: $41 (hair cut, marina tips)

** We also bought a new-to-us dinghy for $500, but sold our old dinghy for $600 which covered the $500 plus the rental car and gas to pick up the dinghy.  I decided not to include it in the monthly total since it was a wash.  If we hadn’t bought and sold in the same month, then I would have included it as an expense in the monthly numbers.

Total: $2,062.66

2019 monthly average to date: $3,383.92

2018 monthly average (September – December): $4,465.95

Monthly average since starting to cruise: $3,451.30

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